DSCR Loans
Who Benefits From DSCR Finanacing?
DSCR Loans (Debt Service Coverage Ratio Loans) are one of the most powerful tools for real estate investors. Unlike traditional mortgages that require employment verification, pay stubs, or tax returns, a DSCR loan qualifies you based on your property’s income.
The key factor lenders evaluate is the Debt Service Coverage Ratio — a measure of whether the property’s rental income is enough to cover the monthly mortgage, taxes, insurance, and other expenses. If the property can “pay for itself,” you can often qualify without relying on personal income
✨ Real estate investors building or expanding rental portfolios
💼 Self-employed individuals with non-traditional income
🌴 Short-term rental owners (Airbnb, VRBO, etc.
⚡ Investors seeking faster, less complicated approvals
🙅♂️No personal income documentation required!
📊Flexible underwriting focused on property performance
🏘️Available for single-family, multi-family, and some commercial properties
🚀Perfect for scaling your investment strategy
